Aire
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We have over 25 different funding products for real estate and do not host all of them on our website. Use Aire to discover what the best product is for you to achieve your real estate goals. We will ask you a few questions and she will do all the work in the background.
Our real estate products can help investors grow their portfolios quickly and efficiently. Our products allow investors to leverage their capital to purchase, renovate, or build properties. Our products offer competitive rates, flexible terms, and fast funding, enabling investors to seize market opportunities and achieve their investment goals.
DSCR loans, fix and flip loans, and new construction loans can help real estate investors grow their portfolios. DSCR loans can finance income-producing properties using STR data, fix, and flip loans can renovate distressed properties, and new construction loans can build new properties. These loans offer flexibility and speed to capitalize on market opportunities, maximize cash flow, and increase long-term returns.
7x Program
Flagship Product
The 7x program Is an EIN-Only program that enables investors to receive a RELOC with an entity as young as one week that you or your group of investors owns. You or the group can use your primary, investment, or retirement accounts as collateral to receive 7x the amount that has been proved to have been held in the account for at least 60 days. You are only required to demonstrate that the funds exist. You may connect an unlimited number of accounts during the application procedure and we will verify the POFs via Plaid. Primary accounts are valued at 100% of their face value (7x). Investment & retirement accounts are valued at 50% (3.5x).
- Program: Real Estate Line of Credit
- Terms: 13-24-360 Month terms
- Option: 30-Year, Interest-Only
- Minimum Loan: $75,000.00
- Maximum Loan: $5,000,000.00
- Rates: As low as 6.875%
- Time to Close: As fast as 14 days
- 75-85% LTV
- 100% of Rehabs Covered
- 100% of Construction Covered
- Skin In The Game: 15-25% + 5 points and Appraisal
- Only Used For Qualified Properties
- Credit Requirement: 660
Valued at 100%:
Checking/Saving/Money Market Accounts, Revocable Trust Assets, HELOCs, and Funds Received from Cash-out Loans. i.e.
Example: $100K Total In Accounts × 7 = $700K RELOC
Valued at 50%:
Publicly Traded Stocks, Bonds, Mutual Funds and Annuities, Liquid Insurance Policies, IRAs, and 401Ks i.e.
Example: $100K Total In Accounts × 3.5 = $350K RELOC
STR Rental Loans
Schedule Call for Multifamily Here
A Rental Loan is a commercial real estate loan where the lender assesses the property's ability to generate sufficient cash flow to cover the loan payments, known as the debt service coverage ratio (DSCR).
- Program: DSCR (Purchase & Refinance)
- Terms: LONG-TERM
- Option: 30 & 40 Year, Interest-Only
- Minimum Loan: $200,000
- Maximum Loan: $3,500,000.00
- Rates: As low as 6.875%
- Time to Close: As fast as 14 days
- 80% LTV
- 100% of Rehabs Covered
6953 W El Cortez Pl
$11,315 Monthly Revenue • 20.4% Gross Yield
4 Beds
2 Baths
1 Car
Fully Furnished - Airbnb Ready
Our underwriter, Torro, simplifies acquiring the 20% remaining capital for the DSCR loan provided by TheLender. Our direct partner, Rabbu, will provide you with an off-Market STR Airbnb property to use the loan on. We'll negotiate the transaction with the real estate agent on your behalf.
Why work with us
15+
15+ years experience in the industry
10
Top 10 Real Estate Agents in Bockford from 2022-2025
$500
More than $500 million in closed sales
$200+
More than
$200 million in
active listings
Fix & Flip Loans
A Fix and Flip loan is a type of short-term financing used by real estate investors to purchase and renovate a property with the intention of selling it quickly for a profit.
- Program: Bridge
- Terms: SHORT -TERM (12 Months)
- Minimum Loan: $200,000
- Maximum Loan: $10,000,000
- Rates: As low as 10.99%
- Time to Close: As fast as 14 days
Ground-Up Loans
A Ground-Up Loan is a type of financing that provides funds to cover the costs of building a new property, including purchasing land, construction materials, and labor expenses.
- Program: Bridge (New Construction)
- Terms: SHORT -TERM (12 Months)
- Minimum Loan: $200,000
- Maximum Loan: $10,000,000
- Rates: As low as 10.99%
- Time to Close: As fast as 14 days
Commercial-Backed Loans
*Commercial Property Value Min. $125k+ with 20% min. Equity. Developable Land Value $1,000,000+.*
A Ground-Up Loan is a type of financing that provides funds to cover the costs of building a new property, including purchasing land, construction materials, and labor expenses.
- Program: Balloon | Collateralization
- Terms: Up To 5 Years
- Minimum Loan: $100,000
- Maximum Loan: $50,000,000
- Rates: As low as 7.5%
- Time to Close: As fast as 14 days
- 80% of loans covered
- $75k+ Monthly Revenue Required
- 600+ Personal FICO Score Required
- 2+ Years in Business Required
Property Types
Commercial
RURAL/Raw Land
Residential/Mixed Use
We have what it takes to get you the best deal for your ideal real estate investment.
contact us
Hours
Monday – Friday
8:30 AM – 5:30 PM EST
Saturday
9:30 AM - 4:30 PM EST
Our locations
SunTrust Tower
401 East Jackson Street, Suite 2340,
Tampa, FL 33602 United States
Empowering your dreams, one investment at a time.