Unlock Growth Potential: Learn How a Syndicated Line of Credit Can Benefit Your Business
Our syndicated lines of credit can provide a business with significant financial flexibility. By pooling resources from multiple lending institutions, the credit line can be larger than what a single lender could provide on their own. This can help a business to make investments, manage cash flow, and take advantage of new opportunities as they arise.
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Frequently asked
questions
AUG. 2023 UPDATE: What Is the highest limit I can receive?
SLOC can go up to $400,000 0% APR.
What is the minimum credit score? Do I need to be approved?
Credit Score of 680+
How many years in business do I have to have to be approved?
No Time in Business Required - Great for Start-Ups!
How much revenue do I have to generate to be approved?
No Revenue Requirements.
Are there any industries that are restricted from this type of funding?
No Restricted Industries - We fund it all!
How fast can I receive the funds?
A fast as 7 days. The average timeframe is 9-12 days.
What do I need to apply?
A Tri-merged FICO report from MyScoreIQ.com or any company that will provide a PDF file that shows your TransUnion, Equifax, and Experian credit score on one document.
The Syndication Process
Here at Captivia, we provide SLOC’s to you by working with a group of other banks to offer and extend credit jointly. Below is an example of how we fund your line of credit using bank syndicates.
Bank Syndicates
- Wells Fargo: $7,200 (9.6%)
- American Express: $9,000 (12%)
- CitiBank: $22,575 (30.1%)
- Bank of America: $27,225 (36.1%)
- Chase: $9,000 (12%)
Total Funded: $75,000
Our Bank Syndicates
Interest Rate
0% Interest
12 -21 Months
Leveraging OPM
Using Revolving Credit
Leveraging Other People's Money (OPM) through a revolving credit line can be a smart financial strategy for businesses and individuals seeking to expand their operations or pursue new investment opportunities. Revolving credit lines provide a flexible source of funding that can be used and repaid repeatedly, allowing borrowers to tap into capital as needed without incurring the costs and restrictions associated with traditional loans.
By leveraging OPM in this manner, borrowers can conserve their own resources and take advantage of investment opportunities that may require quick access to capital while also potentially improving their credit standing and securing better loan terms in the future.
Purchasing Power:
A 0% interest line of credit gives individuals and businesses funds for investments, expansion, or unexpected expenses. Increased purchasing power can help individuals and businesses reach financial goals faster.
Interest Reduction:
By leveraging a 0% interest line of credit, individuals and businesses can reduce their interest costs compared to traditional loans, allowing them to retain more of their hard-earned money.
Cash Flow Management
A 0% interest line of credit allows individuals and businesses to access funds when they need them without paying interest. This can boost cash flow and reduce financial stress.
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Funding Journey
Speak with Agent
Get Pre-approved
Get Funded
Submit Application
Schedule Call with Underwriter
"Captivia's SLOC has given us access to a larger pool of capital and increased our financial flexibility. This type of financing allowed us to borrow from multiple lenders at once, diversifying our funding sources and offering favorable terms and interest rates."
Johnathan Brown
CFO
We have benefited from Captivia's SLOC by accessing a broader range of capital and having more control over our cash flow. It also diversifies our funding sources by allowing us to borrow from multiple lenders simultaneously, reducing the risk of financial dependence on any one lender.
Ellen Downing
FOUNDER
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Hours
Monday – Friday
8:30 AM – 5:30 PM EST
Saturday
9:30 AM - 4:30 PM EST
Our locations
SunTrust Tower
401 East Jackson Street, Suite 2340,
Tampa, FL 33602 United States
Empowering your dreams, one investment at a time.